Social Security Benefits
Many different types of Social Security
benefits are provided by The Social Security Act. Below are
some of the common Social Security benefits.
Retirement
Benefits
100% of the Primary Insurance Amount at age
65. This is reduced for age before 65.
Note: Entitlement ends the
month before the month of death.
Disability Benefits
100% of the Primary Insurance
Amount. The benefit amount is not reduced by age.
Note: Entitlement ends
with:
-
The month before you turn age 65 (in which case
your benefits automatically switch to Social
Security Retirement benefits.)
- The second month after the disability ceases
- The month before the month of death
Spouse's Benefits
50% of your spouse's Primary Insurance
Amount at age 65. This benefit is reduced for age before 65
unless you have a child in your care.
Note: Entitlement ends
with:
-
The month before you become entitled to a
higher benefit on your own account.
-
The month before you become divorced (you may
be eligible for divorced spouse's benefit).
-
The month before the spouse on whose
earnings you receive benefits dies or is no
longer disabled.
-
If your benefits are based on a 'deemed'
marriage, the month before you marry someone
else or the legal wife of the worker becomes
entitled on his account.
-
The month before the month of death.
Note: Spouse's benefits are
gender neutral. You may be eligible as the husband or the
wife of the worker.
Spouse's Benefits for
Widows (age 60 and over)
100% of the worker's Primary Insurance
Amount. This amount is reduced for age, if taken before age 65.
There are also other reductions the benefits are subject
to.
Note: Entitlement ends
with:
-
The month before you become entitled to a
higher retirement or disability benefit on your
own account.
-
If you are entitled based on a deemed marriage,
benefits will end if another person becomes
entitled as the legal widow or widower.
-
The month before the month of death.
Note: Widow's benefits are
also gender neutral.
Spouse's Benefits for
Mothers and Widows with Child Care
75% of the worker's Primary Insurance
Amount. This amount is subject to family maximum.
Note: Entitlement ends
with:
-
You become entitled to a higher benefit on
another account.
-
The child in your care turns 16 unless the
child is disabled and you are rendering
services for that child. The benefits will end
when the child is no longer disabled.
-
You re-marry.
-
If your entitlement is based on a deemed
marriage and another person becomes entitled on
the account as the legal widow.
-
The month before the end of death.
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